Membership Requirements:

1. Must be 18 years and above

2. Must provide valid identification documents

3. Must make an initial share capital contribution as determined by the Sacco

Savings Account:

1. Minimum monthly savings contribution applies

2. Withdrawals are subject to Sacco policies

3. Dividends are paid annually based on performance

Loan Products:

1. Loan eligibility depends on savings history

2. Interest rates are determined by the Sacco board

3. Late payments attract penalties

General:

1. Members must attend Annual General Meetings

2. The Sacco reserves the right to amend policies

3. Disputes will be resolved through Sacco channels